Safety & Soundness - Exceptional Fee Income - No Overhead - Proven Performance

Community Commercial Services provides a unique tool for today's Community Bank commercial lender. Our insured Accounts Receivable Program, now offers Community Banks a tool to offer business clients a much needed source of working capital based on receivable assets. Often used in conjunction with other lending services, the CCS system works with Community Banks by implementing our unique approach to Asset Based Lending. From the outset, CCS handles all the daily processing, verification, reconciliation and repayment stream activities. Our distinctive approach to risk management is unrivaled in this industry.

Our Banks never receive an invoice for services. They are profitable and protected with the use of this self-liquidating and "hassle-free" tool. Commercial lenders are now able to expand their existing line of Bank service offerings to those credits that would normally be more difficult to underwrite. Safety and soundness are enhanced through the use of CCS' exceptional system of invoice controls and monitoring, world-class credit insurance, and skilled ABL expertise. Profitability and yields are substantial as the bank earns income for every dollar of sales from the clients' invoices as recurring non-interest fee income. Because CCS does all the work, these yields are dropped right to the Bank's bottom line growing profits and net income margin. Additional benefits include the competitive advantage in the Bank's home market along with numerous core deposits by attracting new clients and retaining existing relationships. CCS also offers extensive training and professional sales and marketing expertise.

Most commercial businesses turn to their community banker to help them with maintaining a level and adequate cash flow and the CCS system provides this turn-key solution. CCS also works well in helping your potential clients understand the advantages of managed cash flow and improved cash and credit management. "Cash is King" and the timing of those cash flows is paramount. Bank clients are now able to receive 100% of their funding on the next business day with the use of CCS' innovative reserve and verification program.

For these and many other reasons, our business has grown steadily through the years to become the nation's premier supplier of Insured A/R lending services to the Community Bank market. Endorsed by State Banking Associations, CCS' excellent reputation continues to expand.

Please give us a call to see how the CCS Insured A/R program can work for you and your valued clients. Your board of directors and your CUSTOMERS will be delighted!

Stop Referring & Start Lending!

Leonard Neiman
President

Community Commercial Services