Our vision at CCS is to make accessible to community banks serving small businesses the same lending advantages of big banks, which serve corporate giants. Our commercial and industrial lending solutions mean increased income and safety for your Bank through new and improved risk management and lending tools for your customers. The tension between "I need to book business now!" from your commercial lenders and, "We only take 'A+' credits!" from your credit officers can be mediated safely and profitably with CCS' proven capabilities.

Our clients enjoy;

  • Improved safety and soundness
  • Substantial recurring fee income
  • Improved margins and ROA numbers
  • Increased commercial core deposits & retention
  • Certified fraud prevention and detection systems
  • Improved asset quality with on-going collateral control
  • Certified M&E appraisals, inventory management and field audits
  • Unsurpassed A/R funding, verification/tracking and lock-box services
  • Proven commercial and industrial loan work-out and turn-around management
  • Delighted customers with adequate working capital who bring the whole relationship

CCS provides turn-key commercial lending solutions for your C&I credits. From conventional and asset based lending to credit control and special asset management with "exit" strategies, CCS provides the best fit for all of your C&I needs. Our Bankers' Association approved programs help you lend more money, using a safer approach, and at much higher yields to your commercial customers who need these competitively priced funds most.


We are the only full service provider of these mercantile banking programs for Community Banks.

Contact us to see how CCS can improve margins, solve lending dilemmas, and bring in core deposits.



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